449 shares · 131 comments | Everyone wants to know how in the  I...

This isn’t my “broke” smile. The “happy on the outside, sad on the inside” smile we sometimes wear trying to make it from paycheck to paycheck. That was definitely my life until I put together the money skills that my dad (a CFO and Accountant) had schooled me on since birth - to develop a budgeting system that helped me figure out how to save $40,000 cash on a $39,000 preschool teacher’s salary in only two years. Go here to grab a seat in my free, live budgeting web class: Budgetnistabudgetclas

Someone asked me how I was able to afford to travel so much (30 countries and 20 states), so I figured I'd share that & more. Here's how I financially live: 1) I live simply. Example: I drove and loved my 99 Toyota Camry until a couple years ago. I bought it used and in full for $4000. I kept that car for years even though as “The Budgetnista”, I make a month, what I once made in a year as a school teacher. My “new” car is a 2015, Certified Preowned Vehicle. Why? Because living minimally has all