Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Investopedia / Matthew Collins Reference numbers commonly include random numbers or letters ...

As an employer, you have a wide range of responsibilities to take care of. Many of these are not merely responsibilities but legal obligations too. One of these responsibilities is to know about ...

With a background in financial journalism across national titles, Ruby loves helping people take control of their money and specialises in pensions, tax, banking and benefits. A UTR number is your ...