How to Calculate Your True Balance Transfer Savings -- Fees and All

Easily calculate your true savings from a balance transfer by factoring in fees, interest, and payoff timing. Here's the math ...

Here's How Much the Fed Rate Cut Will Actually Save You on Credit Card Debt

Interest rates were cut by a small amount, and your credit card's APR may go down even less. Here's how to save real money on ...

What the Fed interest rate cut means for your credit card, mortgage and other rates

On Wednesday, the Federal Reserve announced its second consecutive interest rate cut, bringing the benchmark interest rate to ...

Fed Rate Cut: How Will It Lower Your Credit Card and Mortgage Payments?

The Fed rate cut affects credit cards quickly, as most carry variable rates tied to the prime rate, which now tracks slightly ...

How the Fed’s rate cut will impact your finances

The Federal Reserve's interest rate cut will have a gradual impact on mortgages and credit card relief could be slow.
AOL

The No. 1 Habit Destroying Retirement Dreams

High-interest debt can stand between you and your ideal retirement. Once it swells, credit card debt takes effort to conquer. The less you pay in interest, the more interest you're free to earn. U.S.
MarketWatch

I don’t want to pay the new $895 American Express Platinum fee — but will canceling the card hurt my credit score?

American Express AXP recently hiked the annual fee for its Platinum card to $895. I’ve had the card for five years, but I want to cancel. However, as I understand it, closing a credit card would hurt ...
CNBC

Late credit card payments have hit a record high: Here's how to tackle outstanding debt

The percentage of credit card accounts that were at least 90 days past due hit a 12-year high in the fourth quarter of 2024. According to data from the Federal Reserve Bank of Philadelphia, 0.90% of ...
Los Angeles Times

Will canceling a card hurt my credit score?

This is read by an automated voice. Please report any issues or inconsistencies here. Dear Liz: My wife and I have excellent credit, pay our credit cards in full each month before the due date, and ...
Daily Times

Astrik and Grant Thornton Partner with JS Bank to Automate IFRS 9 Expected Credit Loss (ECL) & Effective Interest Rate (EIR) Framework

Karachi, Pakistan — Astrik, in partnership with Grant Thornton, has officially signed an engagement letter with JS Bank to develop and implement a comprehensive IFRS 9–compliant Expected Credit Loss ...
NerdWallet

I Defaulted on My Credit Card — Now What?

Your debt will be turned over to a collection agency, and your credit score will likely take a severe hit. Here's what to do about it. Many or all of the products on this page are from partners who ...
NPR

3 debt myths that can hold you back from making smart financial decisions

People can feel a lot of shame about being in credit card debt. They think it means they're bad with money. That it's something to avoid, or a burden they can never pay off. Get a handle on your ...