My plan for my Social Security benefits is simple. I'll use the money solely for fun spending, and not to cover any ...

Procedurally, it's never too late to make a Roth conversion. The IRS allows you to move this money at any time, so long as ...

Claiming standard benefits early will reduce your monthly benefit by 5/9 of 1% monthly, up to 36 months. With spousal ...

This says that you must wait until the converted funds have been in your Roth IRA for at least five years before you can ...

Imagine you’re 65 with $1.2 million in an IRA and a lingering question: should you convert your account into a Roth IRA? The ...

The Social Security earnings test doesn't have to limit your retirement income — here are 4 ways to work around it.

In this interview, Roy Snarr explained the concept of a Roth conversion, highlighting the differences between traditional IRAs and Roth IRAs. He emphasized that converting funds from a traditional IRA ...

Delaying your benefit might mean a bigger check, but it’s not always the best move for your retirement strategy.

Delaying Social Security until age 70 can seem smart, but experts warn it may cost you more than you gain depending on health ...

Vanguard's report reveals retirement income challenges for 4 million Americans turning 65 and highlights flexible plan ...

Few Americans Wait Relatively few Americans wait for the maximum benefit anyway. According to a 2024 study by the Bipartisan Policy Center, a Washington, D.C.-based think tank, 29% of Social Security ...

West Virginia is phasing out its tax on Social Security benefits. For 2025 returns (filed in 2026), 65% of benefits will be ...