Procedurally, it's never too late to make a Roth conversion. The IRS allows you to move this money at any time, so long as ...

Imagine you’re 65 with $1.2 million in an IRA and a lingering question: should you convert your account into a Roth IRA? The ...

Many retirees overlook legal ways to raise Social Security. See how voluntary suspension, the 12-month do-over, timing, and ...

For those retiring early due to health issues, SSA recommends applying for Social Security disability benefits. These benefits equal a full, unreduced retirement benefit and automatically convert to ...

After years of working, there comes a time when you can finally hang up your hat and retire — and hopefully, get back some of the earnings you’ve contributed to Social Security. For years, Americans ...

When you think of retiring, you probably imagine sailing off into the sunset, relaxing on the golf course or the beach or puttering around your house with plenty of time to enjoy life. For many, ...