Except in the event of death or disability, a change in payouts after the series has begun generally will constitute a “modification” and will trigger the early distribution penalties discussed in Q ...

The 10 percent early (premature) distribution tax ( Q 3677) does not apply to distributions that are part of a series of substantially equal periodic payments made at least annually for the life or ...

In general, you can't withdraw from your IRA or qualified retirement plan, such as a 401(k) or 403(b), until you reach 59 1/2 years of age. However, there's an exception that says if you're willing to ...

Explore the intricacies of making annuity withdrawals before 59 ½ - its types and exceptions. Understand the reasons, ...

Imagine you have been a diligent investor, and you have saved to your retirement accounts for years, amassing an impressive total. You are proud of what you have accomplished, but here you are, ...

IRAs are meant for retirement, and you'll typically have to pay a 10% penalty if you take money out of an IRA before you reach age 59 1/2. However, certain withdrawals that qualify as what's known as ...

My wife and I plan to retire before age 59 ½. How many different 72(t)s can a household utilize? For example, if I have two ...