Advisers discuss the values of MAs vs. TDFs as Principal launches a dynamic QDIA that defaults participants into managed accounts. Retirement plan advisers speaking at a workshop on Monday agreed that ...
Target-date funds are the undeniable leaders in the retirement saving industry. As the default investment vehicle for most employees with defined contribution plans, TDFs have surged in popularity ...
Target-date funds are a way for 401(k) participants to put their retirement savings on autopilot — and they capture the lion's share of investor contributions to 401(k) plans. About 29% of assets in ...
In the beginning, the typical 401(k) plan had three investment options broadly categorized as “stocks,” “bonds,” and “cash.” These represented the traditional asset classes. They were quite digestible ...
The beauty of a Target Date Fund (“TDF”) is that you can just sit back, relax and enjoy the show. You need to do nothing. If it’s the default investment option in your 401(k), you don’t even have to ...
Target date funds (TDFs), which make up over half of total 401(k) assets, are not following the investment theory they claim to, exposing investors to more risk than theory recommends. The TDF ...
Since their creation in the mid-1990s, target date funds (TDFs) have become a retirement investing staple. These gained popularity in 2006 after the passage of the Pension Protection Act, which ...
Leeds research finds target-date fund sponsors overcharged investors by $30 billion from 2008 to 2019. If, in 2006, you had put $1 million into one of the nation’s largest target-date funds, that ...
Target-date funds, known as TDFs, are a one-stop shop for retirement savers. They are poised to capture about two-thirds of all 401(k) plan contributions by 2027, per one estimate. They are ...
Target-date funds are a way for 401(k) participants to put their retirement savings on autopilot — and they capture the lion's share of investor contributions to 401(k) plans. Stream NBC 5 for free, ...