A loan modification is an agreement between a borrower and a lender to permanently change the terms of a mortgage. You'll need to prove financial hardship in order to qualify for a loan modification.

In the post-pandemic era, mortgage rates hit their highest level in years as the Federal Reserve raised the benchmark interest rate to fight inflation. Compare your top mortgage loan rates now. "As ...

You may be able to change the terms of your home loan if you're in default or approaching it. You'll need to contact your loan servicer to get a loan modification. Modification options can include ...

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Grants from the government or nonprofit groups can fund modifications that make homes safer and easier to navigate. Many, or all, of the products featured on this page are from our advertising ...

If you're struggling with mortgage payments, a loan modification can change the terms of your mortgage without refinancing. Some or all of the mortgage lenders featured on our site are advertising ...