Zero percent APR cards generally offer promotional periods, typically between 12 and 21 months, during which no interest is charged on your qualifying balance. Many people use 0 percent APR cards to ...

A 0% intro APR card offers more time to pay off a balance or big purchase. It can only save you money if you use it the right way. Dashia Milden Editor Dashia is the consumer insights editor for CNET.