LITTLE ROCK, Ark. – We all get them. Those annoying spam calls asking about your car warranty, debt relief, or maybe it’s a “congratulations” saying you hit the jackpot in a lottery you never entered.

Your phone rings, the number is unknown but you pick up in case it’s a doctor’s office or your child’s school – only to find it’s a debt-reduction offer or bogus info about how you won a free cruise.

It always happens at the worst time—your phone buzzes, you pause what you're doing, glance down, and see an unfamiliar number. You hesitate, answer, and instantly regret it: another robocall about car ...