While some employers allow you to keep your 401 (k) after you have left the company, not all do, especially if the balance is ...

Vanguard's report reveals retirement income challenges for 4 million Americans turning 65 and highlights flexible plan ...

That said, based on 2024 data, Vanguard reports the average 401 (k) balance among savers of all ages today at $148,153. The ...

Each year, Vanguard compiles data on 401 (k) savings rate. In its most recent report, it found that the average 401 (k) ...

The industry asked for and received a delay in the rule from the IRS in 2023. Now that it's going into effect, here are the ...

Vanguard just released its "How America Saves 2025" report. It offers a comprehensive look at defined contribution plans administered by Vanguard, with a focus on what participants are actually doing ...

Your income affects the amount you need saved, since you'll probably want to maintain a similar lifestyle when you retire as ...

The IRS is increasing the contribution limits for retirement accounts in 2026, boosting the top threshold to account for ...

A 401(k) account is one of the most powerful tools you have for saving for retirement — so it's important to keep track of yours even when you switch jobs. The average American changes jobs ...

Since the 401(k) retirement plan was introduced in the early 80’s, it has remained the preferred and most trusted retirement savings plan for millions of US workers. After all, the 401(k) plan is a ...

For example, 49% of plan participants in the Vanguard study who made more than $150,000 annually hit the max, versus just 2% of those earning $75,000 to $99,999. Still, even if you have a modest ...

Selecting the right provider is an important decision that can have an overall impact on the success of a retirement strategy. The right provider offers a combination of investment options, low fees ...