Home insurance is an ongoing cost tied to homeownership. Most Americans can't avoid it — mortgage lenders require coverage before closing a loan — and this type of coverage is typically imperative ...

In 2024, 6.1 million American homeowners skipped home insurance, according to the Consumer Federation of America. Without coverage, they risk paying tens of thousands of dollars out of pocket for ...

Letting a relative stay in a second home or inherited property can quietly change your insurance coverage and leave you ...

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Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

Pat Howard is a licensed insurance professional specializing in home insurance. He is a former managing editor at Policygenius, where he wrote, edited, and conducted data studies, which were ...

As the largest homeowners insurance company in the U.S., State Farm is able to offer reasonable rates, exceptional customer service and access to an army of over 18,000 agents, both in person and ...