Life insurance offers a combination of benefits when you pass away and while you're still alive. These benefits can have long-lasting impacts for your family, too.

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Michael Boyle is an experienced financial professional with more than 10 years working with ...

As a former claims handler and fraud investigator, Jason Metz has worked on a multitude of complex and multifaceted claims. The insurance industry can be seemingly opaque, and Jason enjoys breaking ...

The term "value chain" encompasses the entire production process of an industry, from the introduction and refining of raw materials to the yield of the final product for the consumer. Each "link" in ...

No-deductible health insurance will help pay your medical bills immediately. You won't have to pay a deductible, which is what you usually pay before coverage starts. No-deductible health insurance, ...

Coinsurance is a type of cost-sharing arrangement in which the insured party and the health insurance company share the costs of covered medical expenses. This is a common feature in many health ...

Knowing the factors that affect rates can help you find a better deal ...