Credit expert John Ulzheimer spoke with CNBC Make It to explain the one credit score mistake he made and how he fixed it.

FICO and VantageScore credit scores are the two most common types of personal credit scores. Business credit scores use different credit scoring models from credit bureaus like Experian, FICO and Dun ...

Your credit score plays a key role in whether you get approved for loans and credit cards, and just as importantly, in the interest rate you’ll pay on them. The best way to build a strong score is to ...

A VantageScore is a type of credit score to help lenders decide your creditworthiness. It intends to provide a reliable way of scoring a wider swath of consumers than competing models like FICO, ...

Forbes contributors publish independent expert analyses and insights. True Tamplin is on a mission to bring financial literacy into schools. A strong credit score is one of the most valuable tools in ...

Credit scores existed for decades before 1989. What changed that year was the introduction of the FICO score, the first generic credit scoring system. Previously, lenders developed and used their own ...

A great credit score makes borrowing money more affordable. Focus on paying debts on time and keeping credit card balances as low as possible. Flywheel Publishing has partnered with CardRatings for ...

Lenders use FICO auto scores to determine consumers' creditworthiness for car loans Carrie Pallardy has more than nine years of experience writing about a range of topics, including healthcare and ...

Beverly is a writer, editor, and paralegal specializing in personal finance and tax law. She covers personal financial and legal topics, as well as tax breaks, tax preparation software, and tax law ...

Nearly 82% of new car buyers took out a loan or lease in 2025, according to Experian, as did more than 35% of used car buyers. Your credit score significantly impacts whether you'll get approved for a ...