For 2025, the annual Roth IRA contribution limit is $7,000, and if you're age 50 or older, you can contribute an additional $1,000 catch-up contribution.

Making a gift contribution to an IRA is one of the most impactful ways you can support someone’s retirement preparation. However, there are important considerations to keep in mind, including annual ...

Learn how to identify excess IRA contributions and the steps to fix them, avoid penalties, and manage your retirement savings ...

Investopedia contributors come from a range of backgrounds, and over 25 years there have been thousands of expert writers and editors who have contributed. Jiwon Ma is a fact checker and research ...

When an employer wants to provide additional benefits to executives, but does not want to provide these same benefits to rank-and-file employees, the employer must set up a non-qualified plan for the ...

Adding a 401(k) deferral arrangement to a profit-sharing plan may provide large tax deferrals for many sole proprietors. An individual who makes most of his income as an employee, but has a small sole ...

When you run a small business, it's important to always know your break-even point -- the amount of sales needed to pay for all of your costs in a period. Below break-even, you generate a loss; above ...

A 401(k) true-up is an end-of-year calculation that some employers use to make sure that they have contributed everything they owe to an employee’s retirement plan. True ups occur in retirement plans ...