Retired Canadians are fortunate to have government-sponsored programs like the Old Age Security (OAS) and Canada Pension Plan (CPP) to boost retirement income. However, the term “boost” raises this ...

Can Morton, 69, passively rely on his pensions, RRSPs, CPP and OAS and still maintain his lifestyle? Morton is 69 years old ...

For many Canadians, retirement is a date circled on a calendar rather than a concept. It is a moment in time when rush hour commutes are replaced by long walks on the beach. The problem is not every ...

Small, low-cost change would transform how Canadians approach decision of when to start their CPP/QPP pension benefits ...

Income‑focused strategies — e.g., investing in dividend growers like Canadian Utilities (53‑year streak, ~4.66% yield) and ...

If you start CPP earlier than 65, the payout is reduced by 7.2% for every year earlier you take it, to adjust for you drawing more payments over a longer retirement. If you start CPP or OAS later than ...

Are you retiring in Canada in 2025? It’s a bit of a tricky time! Prices for everyday things are going up. Global trade isn’t always smooth sailing. These things can squeeze your budget. But hey, there ...

Canada Pension Plan (CPP) and Old Age Security (OAS) payments for April come out this week in Canada. Veteran Disability Pension payments and Ontario Disability Support Program (ODSP) payments follow.

Are you a taxpayer? The Canada Revenue Agency (CRA) offers retirees various benefits, including the Canada Pension Plan (CPP), Old Age Security (OAS), and Guaranteed Income Supplement (GIS). While CPP ...