If you’re trying to achieve financial independence or just keep better track of your money, you need to be using a budget. It’s non-negotiable. While there are plenty of budgeting apps out there, you ...

There are lots of ways to budget, but if you pick a spreadsheet, where do you even start? Staring at a blank budget spreadsheet can be daunting. You don’t have to go it alone though. A spreadsheet ...

In the quest for financial clarity, creating a household budget often feels like a daunting task. Fortunately, Microsoft ...

Budgeting is more popular than ever. A 2022 Debt.com survey found that 86% of people track their monthly income and expenses, up from 80% in 2021 and 2020 and roughly 70% pre-pandemic. And in a world ...

From the most thorough travel plans, to excruciatingly detailed journals, to elaborate to-do lists: My life motto is that you have a goal, your goal needs a spreadsheet. And when your goal is to ...

=LET (Spend,SUMIF (T_Budget [Category],E2,T_Budget [Cost]),IFS (Spend>F2,"Over budget",Spend=F2,"Budget hit",Spend> (F2*0.9),"Near budget",TRUE,"Within budget")) Let's break the formula down to ...

Add your income and expenses to this monthly budget planner, and we'll show how your spending aligns with the 50/30/20 rule. Many, or all, of the products featured on this page are from our ...

If you find yourself wondering where your money went at the end of each month, budgeting can help you become more aware of your income and spending. Committing your budget to paper takes the benefits ...

The budget should list all cost details for the year or another appropriate period of time. It should include any applicable salaries & wages, fringe benefits, services, supplies, equipment, ...